Below is a general outline of typical deadlines in a Chapter 13 case. Local bankruptcy rules and other events could change this timeline.
- Within 180 days prior to filing Chapter 13
*Number of days after filing Petition, unless noted otherwise
Day*
- 1
Event
Petition filed by Debtor/Debtor Attorney
Bankruptcy Clerk notices Section 341 meeting for 35 to 50 days after petition file date.
Trustee Office notices Pre-Hearing Conference and Confirmation Docket Hearing not more than 45 days after 341 meeting date.
- 1-15
Debtor files required paperwork:
All required Schedules
Certificate that Debtor read and received required notice
Chapter 13 Plan
Authorization for Adequate Protection Disbursement (AAPD)
Form 22C-1 (Form 22C-2, if applicable) Statement of Currently Monthly Income and Calculation of Commitment
Period
Copies of last 60 days payment advices Trustee provides Notice to DSO holder and child support State
Agency, if applicable
- 1-30
First Payment to Trustee due no later than 30 days after Petition File date (and each month thereafter until the Plan is completed).
If Payment is not made – Trustee sends Notice of Intent (NOI) to Dismiss case
- 28-43
7 days prior to the 341 Meeting of Creditors, Debtor send copies of Tax Returns or transcripts for the last 2 years.
- 46
Trustee sends Notice of Intent (NOI) to Dismiss case for failure to file any required documents.
- 35-50
341 Meeting of Creditors
Meeting concluded: case proceeds to Confirmation. The Trustee has 30 days from the concluded 341 meeting
date to object to exemptions
Trustee will reset within 10 days to 2 weeks
No ID, Tax Returns or other docs – NOI sent
No Show – NOI sent
If the 341 Meeting is adjourned:
- 45-60
- 65-95
- 90 (days after original date set for 341 meeting)
- 180
Governmental Bar Date
Claims Bar Date. The deadline for Government Units to file a Proof of Claim. (POC)
- After the Governmental Bar Date
Trustee Recommendation Concerning Claims (TRCC) is prepared and noticed for pre-hearing date and court hearing date.
- 181-210
Objections to TRCC filed
No response received – TRCC deemed allowed without hearing
Response received – pre hearing and/or court hearing held on TRCC
An objection to claim can be filed anytime throughout the plan with 33 days notice.
- Dismissal
A dismissal (an Order ending the bankruptcy before successful completion and discharge) may occur during the lifetime of a case for reasons that include but are not limited to: failure to file all required documents, to make Plan payments to the Trustee; to attend the 341 Meeting, or to provide Tax Return copies or other documents to the Trustee. Or the case can be dismissed voluntarily by the Debtor.
- Before Discharge
- 3 to 5 years after filing